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Frequently Asked Questions
"Is Cornerstone part of a larger company?"

We are part of a large network of other offices who do the same thing we do!

Our holding company is called Universal American Financial Corporation. They are a specialty health and life insurance holding company, with an emphasis on providing a broad array of health insurance and managed care products and services to the growing senior population.

Collectively, their insurance subsidiaries are licensed to sell health insurance and life insurance in all 50 states, the District of Columbia and Puerto Rico. Their career agents focus on sales for Pennsylvania Life and Pyramid Life.

"Do you charge a fee or commission to look at my situation?"

No, our agents and senior specialists get paid to help people make informed decisions on a needs basis.

"Are you just another Insurance Company?"

No. We offer much more than just insurance. We are a retirement planning corporation so we help seniors to manage all different aspects of their retirement. This includes everything from analyzing their investments, to updating them on the changes with Medicare, to finding them the right Long Term Care plan, and more!

We like to think of ourselves as a “One Stop Shop” place where seniors can go to have all of their retirement needs satisfied.